Home
Personal Banking
Business Banking
Online Business Banking
Loans & Mortgages
Miscellaneous
About Us
Community Links
Financial Calculators
Switch Kits
Reorder Checks
Privacy Policy
Terms of Use
Personal Checking & Savings
Checking Accounts Savings Accounts
UNITED Simple Checking Regular Savings
UNITED Student Checking Children’s Savings
UNITED Senior Checking Christmas Club Savings
UNITED Interest Checking  
UNITED Money Market Checking  




UNITED Simple Checking
Minimum opening balance - $100.00 Free internet banking with bill pay services
"No monthly service charge if the monthly average balance is $300.00 or greater. Accounts that have a monthly average balance less than $300 are subject to a $3.00 monthly service charge. Free 24-hour bank-by-phone
Unlimited check writing Free ATM/debit card
Free check imaging Free ATM usage at any of approximately 19,000 GenPass® ATM’s
No Annual Fee Visa (subject to credit approval.) United Simple Checking Accounts are subject to overdraft fees.

Back To Top



UNITED Student Checking
Minimum opening balance - $100.00 Free internet banking with bill pay services
No monthly service charge. Free 24-hour bank-by-phone
Unlimited check writing Free ATM/debit card
Free check imaging Free ATM usage at any of approximately 19,000 GenPass® ATM’s

Back To Top



UNITED Senior Checking
Minimum opening balance - $100.00 Free internet banking with bill pay services
No monthly service charge Free 24-hour bank-by-phone
Free FCUB-logo checks Free ATM/debit card
Unlimited check writing Free ATM usage at any of approximately 19,000 GenPass® ATM’s
Free check imaging Free cashier’s checks
No annual fee Visa (subject to credit approval)  

Back To Top



UNITED Interest Checking
Interest is paid on average daily balance Free internet banking with bill pay services
Monthly service charge - $10.00. Fee waived if minimum daily balance is $2,000.00 or greater. No annual fee Visa (subject to credit approval)
Minimum opening balance - $100.00 Free 24-hour bank-by-phone
Unlimited check writing Free ATM/debit card
Free check imaging Free ATM usage at any of approximately 19,000 GenPass® ATM’s

Back To Top



UNITED Money Market Checking

Interest is paid on average daily balance No annual fee Visa
(subject to credit approval)
Monthly service charge - $10.00. Fee waived if minimum daily balance is $2,500.00 or greater. Free 24-hour bank-by-phone
Minimum opening balance - $2,500.00 Free ATM/debit card
Limited to six preauthorized transfers per statement cycle  
Free internet banking Free ATM usage at any of approximately 19,000 GenPass® ATM’s

Interest rates vary by average daily account balance. Tiers are:

  • $0.00 - $999.00
  • $1,000.00 - $9,999.99
  • $10,000.00 - $24,999.99
  • $25,000.00 - $99,999.99
  • $100,000.00 +

Back To Top



Regular Savings
  • Minimum opening balance - $25.00
  • Six free withdrawals per quarter (in person or ATM)
  • Limited to six preauthorized transfers per statement cycle
  • ATM transactions on FCUB ATM machines
  • Quarterly statements
  • Interest paid quarterly
  • Fees – Quarterly service charge of $3.00. Quarterly fee waived if daily minimum balance is at least $25.00. Over six withdrawals per quarter - $1.00 per withdrawal. Closing account within 90 days of opening - $10.00

Back To Top



Children’s Savings
  • No minimum to open
  • No minimum balance required until age 18.
  • Six free withdrawals per quarter.
  • Limited to six preauthorized transfers per statement cycle
  • Fees – Over six withdrawals per quarter - $1.00 per withdrawal. Closing of account with 90 days of opening - $10.00
  • After age 18, account will convert to a Regular Savings account.
 
Back To Top



Christmas Club Savings
  • Minimum opening balance - $10.00
  • Fees - No monthly service charge. $3.00 charge per withdrawal. Closing of account within 90 days of opening - $10.00.
  • Christmas Club Checks will be sent to customers during October of each year.
  • If account is closed before interest is credited, accrued interest is forfeited.
  • Limited to six preauthorized transfers per statement cycle
Back To Top
©2010 Franklin County UNITED Bank. All rights reserved. Powered by ProfitStars.

FDIC
Franklin County UNITED Bank
Home | Privacy Statement | Terms of Use
USA PATRIOT Act Information | Personal Banking
Business Banking | Loans & Mortgages | Miscellaneous | About Us
Community Links
| Financial Calculators
Switch Kits | Reorder Checks

Equal Housing Lender
NOTICE: Franklin County UNITED Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.