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Business Banking
Franklin County UNITED Bank offers a variety of business checking and savings products to meet your needs, regardless of its size of your business.

UNITED Budget Business Checking UNITED Business Checking
UNITED Business Interest Checking UNITED Business Money Market Checking


UNITED Budget Business Checking
  • Minimum opening balance - $100.00
  • No monthly service charge.
  • No minimum balance.
  • Additional fees and charges – You will pay a $0.25 per item fee on all items over 250, including checks paid, deposits posted, and items posted per statement cycle.
  • Free check imaging
  • Free 24-hour bank-by-phone

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UNITED Business Checking
  • Minimum opening balance - $100.00
  • Fees and charges – You pay a transaction fee per item which, includes checks paid and deposits posted, of $0.10 per item. These charges may be offset by an earnings credit based on the average 90 day Treasury Bill rate at auction during the prior month which is calculated on the average collected balance in your account, less a 10% reserve.
  • Free check imaging
  • Free 24-hour bank-by-phone

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UNITED Business Interest Checking
  • Available only to sole proprietorships, certain non-profit organizations and trusts, and government agencies.
  • Minimum opening balance - $500.00
  • Interest is paid on average daily balance
  • Interest rates vary by average daily account balance. Tiers are
    • $0.00 - $24,999.99
    • $25,000.00 - $99,999.99
    • $100,000.00 - $199,999.99
    • $200,000.00 and Over
  • Monthly service charge - $10.00. Fee waived if minimum daily balance is $2,000.00 or greater.
  • Unlimited check writing
  • Free check imaging
  • No annual fee Visa (subject to credit approval)
  • Free 24-hour bank-by-phone
  • Free ATM/debit card and
  • Free ATM usage at any of approximately 12,000 GenPass® ATM’s
 

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UNITED Business Money Market Checking
  • Available only to sole proprietorships, certain non-profit organizations and trusts, and government agencies.
  • Interest is paid on average daily balance
  • Interest rates vary by average daily account balance. Tiers are
    • $0.00 - $9,999.99
    • $10,000.00 - $24,999.99
    • $25,000.00 - $49,999.99
    • $50,000.00 - $99,999.99
    • $100,000.00 - $124,999.99
    • +$125,000.00
  • Monthly service charge - $10.00. Fee waived if minimum daily balance is $2,500.00 or greater.
  • Minimum opening balance - $2,500.00
  • Limited to six preauthorized debits per statement cycle
  • No annual fee Visa (subject to credit approval)
  • Free 24-hour bank-by-phone
  • Free ATM/debit card
  • Free ATM usage at any of approximately 12,000
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